3 ways to fix your broken budget

first_imgWhen you’re adjusting to keeping a budget, it can be tempting to just forget about it. If you’re having trouble staying within the parameters of a new budget, here are a few things that could help…Be honest with yourself: So you’ve planned out a new budget in your head. Fantastic. While that sounds great in theory, you’ll probably have to reassess things a few times. Perhaps you didn’t allot enough money in certain areas of your budget. If this is the case, try and find a number that is more realistic so you can still cut back a little bit. Make sure your budget includes some flexible money that you can use wherever it’s needed.Do whatever it takes to save: If you have direct deposit at work, figure out how much you want to put aside every month, and have that amount automatically put into your savings account. This will help keep you from spending what needs to be saved. That may seem too easy, but if you can’t save, let your direct deposit help you out.The small stuff isn’t on your list: A few bucks here, a couple of buck there. You probably aren’t too worried about those tiny purchases that are easy to include even though they’re not on your list. You know what else is tiny and easy to overlook? Germs. Similar to the way you shouldn’t leave home without hand-sanitizer, never leave home without mental protection from those tiny purchases. You’re not stupid. You know they’ll add up. So when those thoughts enter your head, just say no. 91SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

Ireland makes Stoke move permanent

first_img Midfielder Ireland has so far performed admirably at the Britannia Stadium, making 16 appearances under Hughes – including nine starts – and scoring three goals. It is the second time in their careers Ireland and Hughes have joined forces, as the 27-year-old played under the Welshman for 18 months from June 2008 to December 2009 at Man City. Speaking to the official club website, Hughes said: “Stephen is a talented footballer and has shown what he’s capable of since he joined us. “We’re delighted to have made his switch a permanent arrangement as it also gives us the opportunity to bring in another player on loan.” That player is Sweden Under-21 international Guidetti, who joined City at the age of 16 but whose progress since has been hampered by illness and injuries. It is Guidetti’s fourth loan spell away from City, playing previously for Swedish side Brommapojkarna, Burnley, and then Feyenoord in 2011-12 with whom he scored 20 goals in 23 league appearances. But with the likes of Sergio Aguero, Alvaro Negredo, Edin Dzeko and Stevan Jovetic ahead of him in the pecking order at the Etihad Stadium, Guidetti has been unable to make any impression. The 21-year-old has now been handed by Hughes the Barclays Premier League opportunity he has long craved. Ireland joined Stoke on a season-long loan from Aston Villa earlier in the campaign, and following that he made no secret of his desire to make the move something more long-term. In signing Ireland permanently, Hughes has also been able to bring in Manchester City striker John Guidetti on loan for the remainder of the campaign. Stephen Ireland has turned his dream into reality after being handed a permanent deal by Stoke boss Mark Hughes.center_img Press Associationlast_img read more